Common Questions About Personal Finance & PFM SDK.
Does this require users to share bank credentials directly?
No — integration via the Account Aggregator framework uses consent-based data sharing without requiring users to share raw banking credentials, which is both more secure and the RBI-endorsed approach for this kind of data access.
What are 'smart spending nudges'?
These are automated insights or alerts based on spending patterns — for example, flagging unusual spending categories or progress toward savings goals — generated from the aggregated transaction data.
Can this be embedded as an SDK in our existing app?
Yes — this is designed as an SDK/component that can be integrated into an existing mobile or web app, rather than requiring a standalone app.
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